*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Arial,sans-serif;line-height:1.6}
.container{max-width:1200px;margin:auto;padding:0 20px}
.navbar{position:sticky;top:0;background:#fff;border-bottom:1px solid #eee;padding:20px 0}
.nav-inner{display:flex;justify-content:space-between;align-items:center}
nav a{text-decoration:none;color:#333;margin-left:20px}
.hero{padding:80px 0}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:52px}
.hero h1 span{color:#2563eb}
.metrics{display:flex;gap:20px;background:#fff;padding:30px;border-radius:16px;box-shadow:0 0 20px rgba(0,0,0,.08)}
.buttons{margin-top:25px}
.btn{display:inline-block;padding:12px 20px;text-decoration:none;border-radius:6px;margin-right:10px}
.primary{background:#2563eb;color:#fff}
.secondary{border:1px solid #ddd;color:#333}
.highlights,.risk{padding:70px 0}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;padding:25px;border-radius:12px;box-shadow:0 0 12px rgba(0,0,0,.06)}
.risk{background:#fef2f2}
.footer{background:#111;color:#fff;text-align:center;padding:30px 0}